FIT MasterCard 2020 | Fit Credit Card Login & Review

FIT MasterCard is issued by the Bank of Missouri built for people with less than perfect credit. FIT Card helps build and rebuild Mastercard cardholders.

See Fit MasterCard Benefits

There are quite some benefits that’s attached to your fit card. This fitness first card gives discounts at gyms and other healthy living centers.

Copyright – FIT

Let’s take a quick rundown of some benefits that’s been noticed with Fits gym MasterCard.

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  • Swift Application: Getting the Fits card is quite easy. The entire application process and approval can be done online.
  • Acceptability: The Fit Mastercard can be used at any locations nationwide where Mastercard® is accepted.
  • 24/7 Access: There is a free online account access anytime and any day from the tips of your fingers; even while on the go.

Fit MasterCard Fees/Rates

Please go through the below listed fees and rates to better understand the Fit MasterCard and charges that it accrued.

  • Annual Fee –  Yes, comes with an annual fee of $99.00 
  • Processing Fee – There is a onetime processing fee of $89
  • Additional Card Fee – There is an additional card fee of  $30 where applicable.
  • APR – 29.99%
  • Cash Advance Fee – Either $5.00 or 5% of the amount of each cash advance
  • Foreign Transaction Fee – 3% of each transaction in U.S. Dollars
  • Late Payment/Returned Fee – Up to $38.00
  • Monthly Maintenance Fee – There is a $75 monthly maintenance fee attached to the Fits card.
  • Minimum Interest Charge – None.

What we noticed about the Fit card is its numerous charges and fees as compared to other fitness cards. You get to pay an Annual fee ($99), processing fee ($89), Monthly Maintenance Fee ($75), etc.

How to Apply for Fit MasterCard?

To apply for, and get approved for Fit MasterCard, please follow the below listed procedures.

  • Visit Fits MasterCard application page here
  • Once on the page, click on the APPLY NOW tab
  • Fill in the form on the page. This includes and not limited to your name, address, phone numbers, other personal / Residential details.
  • Submit your application as you accept the terms of usage of Fit credit card.

How to Login to Fit Credit Card?

Below are some simple steps to sign in and login to your Fits card.

  • Visit the official login page as indicated above.

  • Type in your USER ID and your PASSWORD to gain access to your online dashboard

How to Recover Fit MasterCard Username / Password?


  • On the login page, tap on the “forgot username” link
  • On the new page, that pops up, enter your Account number
  • Tap on the “Next” link to recover your USERNAME


  • On the login page, tap on the “forgot password” link
  • On the new page, that pops up, enter your Username
  • Tap on the “Next” link to recover your password.

How to Make Fit Mastercard Bill Payment

You can make your FIT card bill payments either online or offline.


  • Log into your account and locate the payment tab
  • Choose a suitable payment option, and make your bill payment.

On Phone

You can alternatively call Fit customer care service to make your payment or send a check to process your payments.

FIT Mastercard FAQ & Answers

What is FIT MasterCard?

FIT MasterCard is for people with less than perfect credit as it helps build and rebuild your credit.

Is FIT MasterCard legit?

Well, from our findings, the FIT Card is legit. We were able to confirm its legibility as at the time of writing this review.

What is FIT Card annual fee?

This card comes with an annual fee of $99.00.

Is FIT MasterCard Good?

Well, depends on what exactly you need in a MasterCard, You need to go through the individual reviews to better understand if this card is good for you.

Need Help? Contact Fit Customer Service Number

You can contact Fit customer care service and representatives on 1-866-449-4514 for any assistance and guide.

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