GAINSCO Auto insurance is based in Texas and was established in 1978 in Fort Worth, Texas by Joseph Macchia that focuses on Auto Insurances.
GAINSCO, through it’s insurance brand, GAINSCO Auto Insurance, specializes in minimum-limits personal auto coverage and actively distributes its nonstandard personal auto products via independent retail agents in Southwest and Sunbelt states.
GAINSCO Auto Insurance Policy & Coverage
GAINSCO Insurance, in collaboration with it’s affiliate MGA Insurance Company, offers car insurance policy known as “minimum-limits personal auto insurance.”
These nature of policy coverage fulfill the minimum limits of mandatory auto insurance liability coverage mandated by states.
Full and standard coverage choices are available as well, though the company specializes in minimum limit policies.
The companies policies are sold through a network of independent agents in Arizona, Florida, Georgia, New Mexico, Oklahoma, South Carolina, Texas and Virginia.
The companies claims and customer service teams are both bilingual in English and Spanish.
GAINSCO Customer Services
To gain a quote for auto insurance from GAINSCO, prospective customers will have to first locate an agent close to them by calling (866) GAINSCO.
GAINSCO’s website is limited in functionality, the website does not accept electronic payments either and no quotes are available on the GAINSCO’s website.
Make a payment: Choose a payment option that works best for you. GAINSCO provides a variety of options to pay your bill and keep abreast on your auto insurance policy.
Pay online: pay anytime day or night with a debit or credit card.
Pay by phone: Call 1866. GAINSCO to pay by check, debit or credit card
Visit your agent: Pay with cash, card, or check at your agents office
Mail your payment: Send your check or money order payment through the mail.
Manage your policy: Call GAINSCO with your information at 1866. You’ll be put in contact with a licensed agent who will assist you with the purchase of your GAINSCO Auto Insurance®
How to File a Claim with GAINSCO
GAINSCO Telephone Number (866) GAINSCO
- Press 1 for English, then 2 for all other Callers, and 2 again for the claims menu
- Press 2 to file a new claim, or 3 for the status on an existing claim
- Press 1 for glass-only claims, then 2 for all other types of claims
To report an accident and file a claim with GAINSCO, call the number above. The claims call center is only active from 7am CT – 7pm CT on Mondays through Fridays.
For weekends or after-hours claims reporting, drivers will have to leave a voicemail to receive a call back.