Gardner White Credit Card 2020 Login, Requirements

Gardner White Credit Card offers 5 years of payment promotional financing, Gardner-White credit score of 660-680, interest fee with a low monthly payment plan.

Gardner White Credit Card Review

Gardner White Credit Card is issued by Comenity Bank and can only be used to make purchases at their furniture store.

This credit card can be accessed with a FICO credit score range of 660-680.

Here is is also all you need to know about the gardner white furniture credit card and how to better manage your Credit with this amazing card.

Gardner White Credit Card Requirements

Below are some of the basic requirements that must be put in place before you can qualify for the Gardner credit card.

This requirements can also be further confirmed by contacting the Gardner White credit card customer service for latest promotions.

  • your Credit score to apply for this card has to be fair; that is 660-680. Lower credit scores can contact support likewise for the best available options.
  • You must be above the designated age bracket – This varies between states as some will enforce 16 years of age while other state stick to 18 years and above
  • You must possess a valid Government Issued ID card and a Tax Identification Number or Social Security Security Number (SSN or SIN).
  • Must have a street, rural route, or APO/FPO mailing address as stipulated by law to apply for a credit card.

NB: P.O. Box not applicable as a viable address.

Benefits of Gardner White Credit Card

Below are the benefits that accrued to Gardner-White Credit Cardholders after successful application and activation of your Gardner card.

  • Access to Low monthly payment
  • Earn up to 5 years payment promotional financing
  • Enjoy exclusive Sales events as stipulated and unveiled by Gardner Furniture’s
  • No interest fees
  • You also enjoy great customer service benefits
  • You get 24/7 access to your account online
  • You stand to enjoy a maximum credit limit worth $12,000

How to Apply for Gardner White Credit Card?

Below, we have disclosed some simple and easy to comprehend ways by which you can apply for your Gardner White credit cards without stress.

  • Visit the official application webpage by clicking here 
  • Fill-in your First Names, Social Security Number, Date Of Birth, Email Address, Home Address, City, State, Zip Code, Annual Income, and other required information.
  • Read and accept the Terms of Usage by Gardner.

These includes:

  1. Account opening details
  2. Electronic Consent section
  3. Terms and Conditions
  4. Account Financial Terms
  • Click on the “Submit Now” as you agree to the terms and conditions stated. 

How to Activate Gardner-White Cards? 

Below are also simplified steps to Activate your Gardner credit cards.

  • Visit the Gardner White Credit Card Comenity activation webpage here
  • Enter your Credit Card Account number, Zip Code/Postal Code and other details as indicated. 
  • Select the “Find My Account” button to Register your card.

How To Login to Gardner White Credit Card Account Online?

Yes, you can access your details online and manage your account via the login page.

  • Visit the Comenity Bank login page as indicated above
  • Log in with your details (username and password)
  • Hit the “Sign In” button to access your online account.

How to recover your Username and Password?

  • On the Login page as indicated above, you will see a “Forgot your username or password” button – Click it
  • Enter your Account Number, Zip, Identification Type and your Social Security Number last 4-digits
  • Select “Find my account” and follow the prompt that follows.

Gardner White Credit Card Payment

Making your bill payment is also easy. Just follow the simplified means below to access your account and make your payments online or offline.


  • Visit your Login page and Login to access your dashboard
  • Select Bill Payment to process your bill payments
  • Follow the instructions on screen and Pay as necessitated.


You can make offline payments by sending your check to:

Comenity Bank

PO. Box 182273

Columbus, OH 43218-2273

NB: Ensure your mail is properly addressed with your written instruction clearly stated.

Need Assistance? Contact Gardner White Credit Card Customer Service

For further details and inquires, you can contact Gardner White Credit Card Customer Service for latest promotions and account managements on 1-866-327-4367 or 586-774-8853

Popular Questions about Gardner White Cards

Does Gardner White Cards attracts Annual fees?

Your Gardner cards does not attract any Annual fees.

Do i have to pay a Late Payment fee or Returned fee?

You are could pay up to $38.00 as per Late Payment charges and as well $38.00 as Returned fees.

What is the attached Purchase APR?

This currently stood at 28.99% with a daily Periodic rate of 0.07942%

Is this Card good for me?

Depending on what exactly you need the card for. Go through the requirements and benefits above to know if this card is truly great for you.

What are Gardner White credit card number?

We disclosed some under the customer care section. however, here are all Gardner White credit card numbers that you might need to get familiar with.
– 1-866-327-4367 (Calls)
– 1-888-819-1918 (TDD/TTY)

This Gardner Card Article is for Financial Education Purposes only and does not substitute Qualified Professional Advice. Contact Gardner Customer Service Number associated with this credit card for advanced counsel.